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Simple enough correct? But how do you void a check that is currently in somebody else's fingers and you don't want them to be able to money it. That's also easy but occasionally not guaranteed by your bank.
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But prior to moving ahead, you must know what tends to make the banker declare your credit history as 'bad'. If you have a track document of delayed repayments, skipping of payments and bankruptcy, your credit score background will be labeled as 'bad'. This implies that lending money to you is risky. Banks might have unique lending policies for individuals with a poor credit cards for people with bad credit score.
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